Henry County Health Center is self-insured. The Plan is funded by Henry County Health Center and associate contributions. WORLD Insurance/Employee Benefit Systems (EBS) in Burlington, Iowa is the third party administrator.
| HSA Plan-Aggregate Deductible | |
| Annual individual deductible | $2500 |
| Annual family deductible | $5000 |
| Annual out-of-pocket maximum |
$2500 individual
$5000 family (all family members combined) |
HCHC offers an associate plan, associate +1 plan, and a family plan.
Associates must be scheduled to work 30 or more hours per week and have successfully completed their initial employment period. Coverage will begin the first of the month following the hire date.
Prescription claims will be paid according to your major medical plan.
A Health Savings Accounts (HSA) is a tax advantaged trust or custodial account created for the benefit of an individual covered under a qualified high deductible health plan. Funds from this account can be used to pay for qualified medical, dental, and vision expenses. HSAs are portable and unused balances carry forward to future years. HCHC contributes money towards these accounts for eligible participants.
If you are eligible for the group health coverage and elect not to be covered under our plan due to coverage elsewhere, you are eligible to receive a credit of $40 per month that will be applied to your Health Care Flexible Spending Account. A copy of your current health insurance card that documents you are covered or a statement from another employer or insurer documenting your coverage is required.
The dental coverage is also a self funded plan. The dental plan does not utilize a network. You may choose any dentist.
Associates must be scheduled to work 30 or more hours per week and have successfully completed their initial employment period. Coverage will begin the first of the month following their hire date.
| Dental Plan | |
| Annual individual deductible | $25 |
| Annual family deductible | $75(all family members combined) |
| Preventative services paid at 100% of UCR, no deductible. | |
| Orthodontic Services are 50% after deductible for dependent children to age 19. Lifetime maximum is $1500 per member. | |
| Calendar year benefit per individual is $1250 | |
Associates must be scheduled to work 30 or more hours per week and have successfully completed their initial employment period. Coverage will begin the first of the month following the 60 day initial employment period.
Henry County Health Center provides one times your annual pay in term life insurance. All eligible associates have the option of buying an additional one to five times annual pay.
Eligible associates may purchase term life insurance for dependents.
These plans are designed to replace a portion of an associate's income in the event of disability as a result of an accident or illness.
Associates must be scheduled to work at least 8 or more hours per week and have successfully completed their initial employment period. Coverage will begin the first of the month following the hire date.
Health Care Flexible Spending Accounts give you a great way to pay for un-reimbursed health care expenses. With Health Care Flexible Spending Accounts, you actually increase your take home pay because you are paying for those expenses with dollars that have not already been taxed! Health Care Spending Accounts are for health, dental, and vision expenses for you and/or your dependents that are not reimbursed under your insurance plan. Examples include deductibles and co-payments, orthodontics, chiropractic care, vision services (exams, eyeglasses and contact lenses), and health or dental expenses in excess of the reasonable and customary amount covered by your plans.
The Dependent Care Account allows you to pay for your dependent day care expenses with before-tax dollars. Currently, if you are a single working parent or married with a working spouse, you are eligible to receive a tax credit. Using the spending account may allow you to reduce your taxes more than the tax credit already does. You cannot, however, use both the tax credit and the spending account for the same dependent day care expenses, and expenses eligible for the tax credit are reduced on a dollar-for-dollar basis by the amount you contribute to the spending account.
(The amount you set aside annually for any spending account is binding for the entire plan year, unless you choose to change it to meet needs resulting from a qualifying change in your family circumstances. Examples of changes in family circumstances might include marriage, divorce, birth or adoption of a child, or a change in employment status. The change in your election must be consistent with your change in family circumstances. )
(Iowa Public Employees Retirement System). All associates are required to participate in this excellent retirement program. Associate contributes 6.29% of their gross pay every pay period and Henry County Health Center contributes 9.44%.
An optional tax-deferred investment plan.
An optional after tax savings plan.
Paid Time Off (PTO) is for part time and full time associates. PTO combines vacation days, holidays and short-term illness in one unit of measure, providing greater flexibility for use by associates. The amount associates earn depends on length of employment and hours worked.
More benefits at Henry County Health Center include:
* This benefits summary is offered to provide prospective employees a summary of benefits offered at Henry County Health Center. All benefits are subject to elgibility requirements.